Is it the universe, or is it the van?

So, when someone else's insurance adjuster suggests that you vehicle is bad luck, what's that say about the state of things? A few years ago, after adding Caleb to our brood, we correctly surmised that Dodge did NOT invent the Neon for a family of 5. This called for an upgrade. Thus, Betsy Blu entered our family (yes, we name our vehicles, among various other innanimate objects. Don't judge!) Boy were we in heaven. I mean, seriously people! We could do Wal-Mart AND Sam's Club in one trip, and still go shopping as a family. Well, approximately 4 months later, in what I hear was a lovely rainstorm, a very nice man lost control of his vehicle and came to a forceful stop- in the side of our beautiful Betsy Blu. We should have seen the writing in the sky then, but how were we to know that was just the beginning? In the four-ish years Betsy has been in our family, she has had, as of 1:08 PM, June 9th, been involved in 4, count 'em- FOUR, collisions. Here's a count for your edification: Our fault- 0. Repair required- 3. Children involved- yes. Rain involved (aka hydroplane. Come on folks! Let's slow down and drive with care!)- 2. Hit and Run- 1. So when Mr. Aaron Aust from Progressive chuckles over our ordeals and suggests that mayhap our minivan isn't the treat we thought her to be, can you blame me for wondering if there might just be a smidge of truth involved? Well, praise the Lord and pass the pudding because noone was injured but the van for the fourth time. And wise or no- I LOVE YOU BETSY BLU!